What is the Ayushman Bharat Yojana?

The Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana is a healthcare scheme launched by the Government of India. It aims to provide health coverage to the economically challenged sections of the society. Launched in September 2018, it is the world's largest government-funded healthcare program.

The Ayushman Bharat Yojana, offers cashless healthcare benefits of up to Rs. 5 lakh per eligible family per year. The benefits can be availed at empanelled hospitals and healthcare providers across the country. As one of the most significant healthcare schemes (Health Insurance) on a global scale, it aims to cover approximately 50-crore people in India.

The PMJAY scheme offers a range of healthcare services. They include diagnostic tests, doctor consultations, and treatment for a variety of diseases. It also covers secondary and tertiary hospitalisation expenses. Also, Intensive care unit (ICU) charges and other related medical expenses.

What is Ayushman card?

The national health authority issues the Ayushman card, which offers access to a network of public and private hospitals across India. You can use this card to avail cashless treatment and hospitalisation at these network hospitals. It is similar to another government initiative ABHA health card.

Benefits of the Ayushman Bharat Yojana

Here are some key benefits of the Ayushman Bharat Yojana that you should know about.

Features and benefits Specifications
Coverage (per annum) Rs. 5 lakh (per family)
Cashless hospitalisation Available
Pre-hospitalisation expenses Covers up to 3 days
Post-hospitalisation expenses Covers up to 15 days
Coverage across country Public and private hospitals

The above features are only applicable for people eligible under PMJAY. Since, not everyone qualifies for government schemes, and investing in health, motor, or other general insurance policies might not be financially viable for everyone. This is where Bajaj Finance steps in, making insurance and subscription plans accessible to all.

Rajasthan Hospitals having following Cluster

Urology , Cardiology, Cardiothorsic and vascular Surgery

Rajasthan Government Health Scheme (RGHS)

Rajasthan Hospitals treating for Cardiology under RGHS Scheme